Terms of Service

Last Updated: April 26, 2026

1. Acceptance of Terms

By accessing, browsing, or otherwise using the website located at blackvane.io, blackvane.co, and any other associated domains (the "Website"), you acknowledge that you have read, understood, and agree to be bound by these Terms of Service ("Terms") in their entirety. If you do not agree with all aspects of these Terms, you must immediately cease all use of the Website. These Terms govern your access to and use of the services provided herein.

2. NO PROFESSIONAL ADVICE GUARANTEED

PLEASE READ THIS SECTION CAREFULLY.

You acknowledge and agree that Blackvane LLC is a consulting and information provider, BUT IS NOT A REGULATED SECURITIES FIRM, INVESTMENT ADVISOR, OR CERTIFIED FINANCIAL PLANNER IN THE CAPACITIES THAT MAY BE IMPLIED BY OUR WEBSITE CONTENT. The content provided on the Website, including articles, guides, blog posts, and materials presented during consultative calls, is for EDUCATIONAL AND INFORMATIONAL PURPOSES ONLY and does not constitute, and should not be interpreted as, professional financial, tax, investment, legal, or accounting advice.

• No Recommendation: Any discussion of financial strategies or potential investments provided by our staff (the "Personnel") is based on general market observations and your specific input during a consultation, but constitutes no guarantee of future performance or success.

• Suitability: We do not know your complete financial profile, risk tolerance, tax situation, or unique circumstances. Therefore, any strategy discussed must be reviewed by you with all relevant licensed professionals (e.g., CPAs, licensed financial planners) before implementation. You are solely responsible for verifying the suitability and accuracy of any information provided.

3. Limitation of Liability

YOU ACKNOWLEDGE AND AGREE THAT YOU USE THE WEBSITE AT YOUR OWN RISK. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL BLACKVANE LLC, ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AFFILIATES BE LIABLE FOR ANY INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, PUNITIVE, OR EXEMPLARY DAMAGES (INCLUDING, BUT NOT LIMITED TO, LOSS OF PROFITS, BUSINESS INTERRUPTION, OR DATA) ARISING OUT OF YOUR USE OF THE WEBSITE OR CONTENT.

In no event shall the total cumulative liability of the firm to you for all damages, losses, and causes of action exceed the actual fees paid by you to the firm in the three (3) months immediately preceding the claim.

4. Client Representations and Responsibilities

By engaging our services or utilizing the Website, you represent and warrant that: (a.) You are legally competent and over the age of majority in your jurisdiction. (b.) All information provided by you to the firm is accurate, current, and complete. (c.) You have consulted with and relied upon independent professional advice (including tax advisors and licensed financial planners) regarding the decisions discussed herein.

5. Disclaimer Regarding Accuracy and Completeness

While we strive to ensure that all content on the Website is accurate and up-to-date, due to the dynamic nature of global markets and regulatory environments, we cannot guarantee its accuracy, completeness, or timeliness at any given moment. You acknowledge that you understand that reliance on information found online may result in loss, damage, or injury, and such reliance is solely at your own risk.

6. Indemnification

You agree to indemnify, defend, and hold harmless Blackvane LLC and its directors, officers, employees, and agents from and against any and all claims, liabilities, damages, losses, costs, expenses, and fees (including reasonable attorneys' fees) that such parties may suffer or incur as a result of: (a) your breach of these Terms; (b) your use of the Website in violation of law; or (c) your reliance on any information provided by us without consulting independent professional advice.

7. Dispute Resolution and Governing Law

GOVERNING LAW: These Terms shall be governed and construed exclusively under the laws of the State/Commonwealth of Pennsylvania and the United States of America, without regard to its conflict of law rules.

BINDING ARBITRATION: You agree that any dispute arising out of or relating to these Terms shall be settled by binding arbitration administered by the American Arbitration Association and conducted in accordance with its commercial arbitration rules. The parties further agree that the prevailing party shall be entitled to recover its reasonable attorneys' fees and costs incurred in connection with such arbitration or litigation. You hereby waive your right to participate in any class action lawsuit against the firm.

8. Changes to Terms

We reserve the right, at our sole discretion, to modify or replace these Terms at any time. We will provide notice of significant changes by posting the updated Terms on this page and updating the "Last Updated" date. Your continued use of the Website after any such changes constitutes your acceptance of the new Terms.

9. Severability

If any provision of these Terms is found by a court of competent jurisdiction to be invalid, legally restricted, or unenforceable, the remaining provisions shall remain in full force and effect without modification.